Business Shield

Safeguarding Critical Roles and Business Continuity

Protect your company’s financial health with comprehensive coverage from Tax Free Wealth Group designed to secure critical roles, ensure operational continuity, and maintain long-term stability in the face of unexpected executive loss or transition.

WHY CHOOSE US

Ensuring Stability When It Matters Most

Losing a pivotal executive can be costly. This coverage maintains operations, protects revenue, and preserves stakeholder confidence during unexpected changes.

Targeted Protection

Provides essential funds to cover lost revenue, recruitment, training expenses, and operational disruptions following the unexpected loss of a key executive or specialist.

Flexible Solutions

Offers term, whole, or universal policy options, each carefully tailored to your company’s size, structure, and evolving operational, financial, and long-term strategic needs.

Strategic Value

Integrates directly into succession and continuity planning, ensuring long-term stability and protecting critical business functions during unforeseen leadership transitions.

Executive Retention

Enhances executive benefits, attracting top talent while strengthening loyalty and long-term job satisfaction.

Tax Advantages

Delivers death benefits typically received tax-free, with certain policies offering tax-deferred cash value growth for additional business financial flexibility.

What Sets us apart

Protection That Goes Beyond a Policy

Our Key Person / Executive Life Insurance is built around your business’s unique priorities. We focus on keeping your operations strong, your people secure, and your future protected.

HOW WE DO IT

Building Your Executive Life Insurance Plan

We design, implement, and maintain tailored executive life insurance plans that protect critical roles, safeguard operations, and ensure your business remains stable through unexpected leadership changes.

Identify and Prioritize

We evaluate your business structure, highlight essential roles, and determine the potential financial impact of losing those individuals.

Customize Coverage

We select policy types and benefit amounts that best protect your operations, revenue, and leadership stability.

Implement Protection

We manage applications, underwriting, and activation so your coverage is ready when your business needs it most.

Monitor and Adjust

We review policies regularly, ensuring protection keeps pace with changes in leadership, market conditions, and company growth.

Testimonials

Hear From Our Clients

Our clients share success stories, showcasing tax-free income, financial confidence, and the lasting impact of our expert guidance.

5/5

Rated by clients who trust our experience.

Exactly the Partner We Needed

From the first meeting to project delivery, they were responsive, creative, and understood our goals perfectly. Our online presence has improved dramatically, and we’ve seen measurable growth in leads.

Maria Hill

Municipal Officer

Exactly the Partner We Needed

John Smith

Municipal Officer

FAQs

Your Key Person Insurance Questions, Answered

Get clear answers to common key person insurance questions, helping you choose coverage that protects your business and supports long-term stability.

01 What is Key Person Insurance?

Key Person Insurance protects your business financially if a critical executive passes away. Talk to us to understand how it ensures continuity, protects revenue, and funds leadership transitions without operational disruption.

02 Who should be covered under this policy?

Any executive, founder, or specialist whose loss would significantly impact operations should be covered. Schedule a consultation to identify which roles are most vital to insure for business stability.

03 What types of policies are available?

You can choose term, whole, or universal life insurance depending on needs. Explore your options to find the right balance between coverage flexibility, long-term value, and budget.

04 How does this coverage benefit the business financially?

It provides funds to replace lost expertise, maintain operations, and protect revenue. Speak with us to explore how this integrates into your overall risk management strategy.

05 Can it be used for succession planning?

Yes, it can fund buy-sell agreements and leadership transitions. Ask our experts how to align coverage with your succession and continuity plans for maximum protection.

06 Are death benefits taxable?

In most cases, death benefits are tax-free for the business. Contact our team to discuss the specific tax implications and advantages for your situation.

07 Can the cash value be accessed?

With certain policies, yes. It can be used for expansion or emergencies. Consult with us to see if this feature fits your business needs.

08 How do I start the process?

We begin by assessing your leadership roles, financial exposure, and coverage goals. Book your call today so we can recommend tailored solutions, manage the setup, and ensure your business is protected long-term.

Secure your Business

Protect the Roles That Drive Your Success

Safeguard your company’s future with tailored coverage that protects critical positions, ensures operational stability, and keeps your business moving forward through unexpected leadership changes.